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How Are Binance VIP Levels Calculated? Fee Differences by Tier

Published on 2026/3/11 | 7 min read

Binance VIP level calculation rules, fee rate comparisons by tier, and how to quickly upgrade your VIP level to reduce trading costs.

Your Binance VIP level directly determines your trading fee rates. Higher levels mean lower fees — saving significant money over time. This article explains VIP level calculations and fee differences. New users can register on Binance first — you start as a regular user and can progress through VIP levels based on trading volume.

How VIP Levels Are Calculated

Binance VIP levels update daily based on two conditions (whichever yields the higher level):

Condition 1: 30-Day Trading Volume Total trading volume on Binance over the past 30 days (including spot, futures, etc.).

Condition 2: Daily Average BNB Holdings Average BNB holdings in your account over the past 30 days.

The two conditions each correspond to a level — the higher one becomes your final VIP level.

VIP Level Requirements

VIP Level 30-Day Volume (USDT) Or Daily Avg BNB Holdings
Regular < 1M < 25 BNB
VIP 1 >= 1M >= 25 BNB
VIP 2 >= 5M >= 100 BNB
VIP 3 >= 20M >= 250 BNB
VIP 4 >= 50M >= 500 BNB
VIP 5 >= 100M >= 1,000 BNB
VIP 6 >= 250M >= 1,750 BNB
VIP 7 >= 500M >= 3,000 BNB
VIP 8 >= 1B >= 4,500 BNB
VIP 9 >= 2.5B >= 5,500 BNB

Note: Exact values may change — refer to Binance's latest announcements.

Spot Trading Fee Rates

VIP Level Maker Rate Taker Rate
Regular 0.1000% 0.1000%
VIP 1 0.0900% 0.1000%
VIP 2 0.0800% 0.1000%
VIP 3 0.0420% 0.0600%
VIP 4 0.0420% 0.0540%
VIP 5 0.0360% 0.0480%
VIP 6 0.0300% 0.0420%
VIP 7 0.0240% 0.0360%
VIP 8 0.0180% 0.0300%
VIP 9 0.0120% 0.0240%

USDT Futures Fee Rates

VIP Level Maker Rate Taker Rate
Regular 0.0200% 0.0500%
VIP 1 0.0160% 0.0400%
VIP 2 0.0140% 0.0350%
VIP 3 0.0120% 0.0320%
VIP 4 0.0100% 0.0300%
VIP 5 0.0080% 0.0270%

How Big Is the Fee Difference?

For 1,000,000 USDT monthly trading volume (all Taker):

VIP Level Spot Fees Futures Fees
Regular 1,000 USDT 500 USDT
VIP 3 600 USDT 320 USDT
VIP 5 480 USDT 270 USDT

Upgrading from Regular to VIP 3 saves 400 USDT per month on spot and 180 USDT on futures.

How to Reduce Fees

1. Use BNB Fee Deduction

Enable BNB fee deduction for a 25% discount (exact percentage may vary).

Path: App, then Avatar, then Fee Rate, then Enable BNB Deduction

2. Use Limit Orders (Maker)

Limit order Maker rates are lower than market order Taker rates, especially significant in futures.

3. Use a Referral Code

Register with a rebate-eligible referral link to receive a percentage of fee refunds.

4. Hold BNB to Increase VIP Level

If your trading volume isn't enough for an upgrade, holding BNB can get you there.

5. Join Promotions

Binance occasionally runs fee discount promotions or zero-fee trading pairs.

How to Check Your VIP Level

  1. Open the Binance app
  2. Tap the avatar in the top left
  3. Your current VIP level is shown on the profile page
  4. Tap to see how far you are from the next level

Summary

For regular users, the most practical fee-saving methods are enabling BNB deduction and using limit orders wherever possible. For higher-volume traders, advancing your VIP level brings even larger fee savings.

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